.page-shell{padding-top:96px;padding-bottom:96px}.page-hero{padding-top:48px;padding-bottom:40px;background:linear-gradient(135deg,rgba(79,58,104,0.06),rgba(46,124,114,0.04))}.page-hero-inner{display:grid;grid-template-columns:minmax(0,2fr) minmax(0,1.4fr);gap:40px;align-items:center}.page-kicker{font-size:var(--font-size-xs);letter-spacing:0.18em;text-transform:uppercase;color:var(--gray-500);margin-bottom:var(--space-2)}.page-lead{max-width:640px;font-size:var(--font-size-lg);color:var(--gray-700)}.page-hero-actions{display:flex;flex-wrap:wrap;gap:16px;margin-top:24px}.page-hero-card{max-width:480px}.hero-summary-list{display:flex;flex-direction:column;gap:10px;font-size:var(--font-size-sm);color:var(--gray-700)}.hero-summary-list li{position:relative;padding-left:20px}.hero-summary-list li::before{content:"";position:absolute;left:0;top:0.6em;width:8px;height:8px;border-radius:999px;background:linear-gradient(135deg,var(--color-accent),var(--color-primary))}.page-content{padding-top:32px}.terms-layout{display:grid;grid-template-columns:minmax(0,0.9fr) minmax(0,2.1fr);gap:40px;align-items:flex-start}.terms-nav{position:sticky;top:112px;align-self:flex-start}.terms-nav ul{display:flex;flex-direction:column;gap:6px;font-size:var(--font-size-sm)}.terms-nav a{display:block;padding:8px 14px;border-radius:999px;color:var(--gray-600);background-color:transparent;border:1px solid transparent;transition:background-color var(--transition-base),color var(--transition-base),border-color var(--transition-base)}.terms-nav a:hover{background-color:#fff;border-color:var(--color-border);color:var(--color-heading);box-shadow:var(--shadow-soft-inner)}.terms-article{display:flex;flex-direction:column;gap:32px}.terms-section{padding:24px 28px;border-radius:var(--radius-lg);background-color:rgba(255,255,255,0.94);box-shadow:var(--shadow-soft-inner);border:1px solid rgba(220,228,237,0.9)}.terms-section h2{font-size:var(--font-size-2xl);margin-bottom:12px}.terms-section p:last-child{margin-bottom:0}.terms-cta{margin-top:8px}.terms-cta-card{display:flex;flex-direction:column;gap:12px;border-style:dashed}.terms-cta-card h2{margin-bottom:4px}.terms-cta-actions{display:flex;flex-wrap:wrap;gap:16px;margin-top:4px}@media (max-width:1024px){.page-shell{padding-top:80px;padding-bottom:80px}.page-hero-inner{grid-template-columns:1fr}.page-hero-card{max-width:none}.terms-layout{grid-template-columns:1fr;gap:32px}.terms-nav{position:static;order:-1}.terms-nav ul{flex-direction:row;flex-wrap:wrap}.terms-nav li{flex:1 1 45%}.terms-nav a{text-align:center}}@media (max-width:640px){.page-shell{padding-top:72px;padding-bottom:72px}.page-hero{padding-top:32px;padding-bottom:28px}.page-hero-actions{flex-direction:column}.terms-section{padding:20px 18px}.terms-nav ul{flex-direction:column}.terms-nav li{flex:1 1 auto}.terms-cta-actions{flex-direction:column}}